BELOW IS CREDIT CARD TEMPLATE

We can help you lower your monthly commitment

By solving high credit card debt problems

Low interest bank loans can easily solve high credit card debt issues

But applying for bank loans can come with various difficulties and challenges

✅ We can help you get the lowest interest rates starting from 2.85%

✅ Helped over 10,000 customers reduce their debt problems

✅ Over 7 years of professional bank loan consulting experience

✅ 100% bank loan solutions for credit card issues

✅ We offer professional free consultations

✅ Absolutely no upfront charges

Why is high credit card debt a problem?

Here’s a case with RM200K credit card debt to let you understand

The issue with high credit card debt:

Issue 1: Paying the minimum payment increases your monthly commitment, RM200,000 credit card debt x 5% = RM10,000/month burden

Issue 2: Credit card interest is the highest, up to 18%/year

Issue 3: Short repayment terms, RM200,000 / 36 months = RM5,555/month

Issue 4: High commitment for banks, making it difficult to get any loan approved

So what's the solution?

Solution 1: Low-interest loan to cover credit card debt, RM200,000 from RM5,555-10,000/month down to minimum RM2,100/month

Solution 2: Clear your credit card debt while keeping your card for emergencies

Solution 3: Through us, reduce high commitment first, greatly increasing approval rates

Besides that, we've helped thousands of customers …

Reduce commitment, settle credit card and high-interest loan.
Credit cards and bank loans, combine into one loan.
Resolve bad repayment history/blacklist issues and then apply.
Get lowest interest loans, as low as 2.xx% (personal/business loans).
Get high amount loan up to million (personal loans) and tens of millions (business loans).

Customer reviews and case studies

Bank personal loan interest rates starting as low as 2.85%/year

Contact our expert consultants now!

We'll settle your credit card issue & get your bank loan approved.

Below is DEBT CONSO TEMPLATE

We can help you lower your monthly commitment with cash on hand.

We will settle your credit card and high-interest loans.

Low-interest bank loans can easily reduce your commitment significantly.

But applying for bank loans can come with various difficulties and challenges.

✅ We can help you get the interest rates starting from 2.85%/year

✅ Helped over 10,000 customers reduce their debt problems with cash on hand

✅ Over 7 years of professional bank loan consulting experience

✅ 100% bank loan solutions for high commitment issues

✅ We offer professional free consultations

✅ Absolutely no upfront charges

Why is high commitment a problem?

Here’s a case: RM5K salary with a high-interest loan and credit card to help you understand.

Before

After

The issue with high commitment:

Issue 1: Difficulty in paying monthly commitments with no extra cash for personal expenses.

Issue 2: High credit card or personal loan interest, up to 18%/year, making it seem impossible to fully settle the debt.

Issue 3: Might lead to late payments or AKPK as a last resort.

Issue 4: High commitment makes it difficult for banks to approve any loan.

So what's the solution?

Solution 1: Low-interest loan to cover credit card and other high-interest loans, Eg: RM200,000, with instalments starting from RM2,100/month.

Solution 2: You will have cash on hand even after reducing your commitment.

Solution 3: You are assured that you can finish paying the loan and have extra cash every month.

Solution 4: Through us, reduce high commitment first, greatly increasing approval rates.

Besides that, we've helped thousands of customers …

Reduce commitment, settle credit card and high-interest loan.
Credit cards and bank loans, combine into one loan.
Resolve bad repayment history/blacklist issues and then apply.
Get lowest interest loans, as low as 2.xx% (personal/business loans).
Get high amount loan up to million (personal loans) and tens of millions (business loans).

Customer reviews and case studies

Bank personal loan interest rates starting as low as 2.85%/year

Contact our expert consultants now!

We'll help you reduce monthly commitment and have cash on hand.

Below is 7 killer landing page (PLOAN)

Did you know that 90% of bank loans get approved? But banks never tell you how to make it happen.

If you don't work for the federal government(tiger logo payslip), have a 6-month record with any facility (like a credit card, car loan, mortgage, personal loan, etc.), and don’t have two months late payments in a row or blacklists (except RM3K basic and above), your approval rate is 90%.

Did you know? The average person with multiple debts pays up to 50% more in interest than necessary.

Want to cut your monthly commitment by 70% or get some extra cash without getting rejected?

Approval can be in just one week, even if you've been rejected by banks before.

Apply Now

Misconceptions About Bank Loans:

High commitments, high credit card usage, and low scores mean you can’t get approved. (WRONG)

Interest rates are always high, specially for the private sector. (WRONG)

You can only get a small personal loan amount, like RM150K. (WRONG)

Plus, getting bank loan might not be easy…

You might be trying to consolidate your debts or get some extra cash, but you keep getting rejected or stuck with high-interest loans. This can make you rely on your credit card even more or look for other risky ways to get funds, which isn't ideal.

But don’t worry, we have a solution. We can help you get the lowest interest rates in the market to combine all your loans and credit cards into one account or get the cash amount you need.

Bank personal loan interest rates starting as low as 2.7%/year

Here’s what is possible…

Interest starts from 2.7%/year, up to 10 years (even private sector), allowing you to consolidate all your high-interest debts and reduce your monthly payments by up to 70%.

Get personal loans up to RM1 million for personal use, investment, or business, solving your cash flow issues.

Clear your late payment records (if your basic salary is RM3,000 and above), maintaining good standing with banks and enabling you to apply for future loans.

High Business Loan Amounts up to RM30M. Get the lowest interest rates for working capital, helping you expand your business and increase profits.

Apply Now

But, getting a bank loan can be tough unless you consult an expert with at least 5 years of experience and handled billion in approved loans.

With good customers’ reviews…

With best bank loan approval records…

But we understand you might have concerns…

Yes, we do this by securing the lowest interest rate based on your profile. In addition to the cash on hand you receive, we can also settle all your credit cards and high-interest personal loans, significantly reducing your financial commitments.
Definitely not. We will carefully assess your profile and resolve any issues before proceeding with any application.
In fact, we will help improve your credit score by reducing your credit card usage and commitments.
Bank personal and SME loans usually have terms of up to 10 years. A longer tenure means lower installments, while a shorter tenure means less interest paid.
You can freely choose the tenure that best fits your objectives.
We have helped thousands of customers obtain bank loan approvals. We are a bank loan advisor and do not provide loans from our company.
We are an award-winning company with 3 branches. Our staff will provide you with a verification link when they contact you, so you know you are dealing with our staff.
It is against our company policy to collect any processing or upfront fees from our customers.
If someone requests fees before the loan is fully disbursed to your account, they are definitely not our company's staff and are likely scammers.
When our staff contacts you, they will provide a link to verify their identity, so you can be sure you are dealing with our staff.
If you have been late on bank loan payments for 2 months previously, blacklisted, or in AKPK, we accept if you have a basic salary of 3K or more, we can advise and guide you to settle debts before applying for a bank loan.
You can apply if under state government (PKNS, Penang Water Supply PBAPP, etc.) or GLC (Sime Darby, Petronas, etc.).
We do not accept if under the federal government (army, police, government school teachers, etc.).
Yes, you do not need to be in KL, even if you are in Sabah, Sarawak, or overseas like Singapore, Dubai, Australia, etc. We can do it online and assist with your loan application.

Good news for you…

Recently, many banks have started offering lower interest rates from 2.7% with government promotions, making approvals easier. But policies can change without warning.

The best thing you can do is get a free consultation to see how we can help you reduce your monthly payments by up to 70% or get a high amount of cash for personal use or business expansion.