It is against our company policy to collect any processing or upfront fees from our customers.

If someone requests fees before the loan is fully disbursed to your account, they are definitely not our company's staff and are likely scammers.

When our staff contacts you, they will provide a link to verify their identity, so you can be sure you are dealing with our staff.

We have helped thousands of customers obtain bank loan approvals. We are a bank loan advisor and do not provide loans from our company.

We are an award-winning company with 3 branches. Our staff will provide you with a verification link when they contact you, so you know you are dealing with our staff.

Most customers apply for a personal loan from banks to reduce their commitments by consolidating multiple loans into one loan with lower interest or to obtain cash in hand.

There are also customers who are blacklisted or under AKPK; we can assist them in recovering their less-than-favorable credit records and securing a bank loan.

1) Our telemarketer will help you check a free CTOS report.

2) Our consultant will obtain additional documents from you and proceed with the discussion.

3) We will only submit applications to banks in Malaysia.

4) Approval and obtaining the loan.

Please take note, we will not request any kind of upfront payment.

If you have been late on bank loan payments for 2 months previously, blacklisted, or in AKPK, we accept if you have a basic salary of 3K or more, we can advise and guide you to settle debts before applying for a bank loan.

You can apply if under state government (PKNS, Penang Water Supply PBAPP, etc.) or GLC (Sime Darby, Petronas, etc.).

We do not accept if under the federal government (army, police, government school teachers, etc.).

Yes, you do not need to be in KL, even if you are in Sabah, Sarawak, or overseas like Singapore, Dubai, Australia, etc. We can do it online and assist with your loan application.

The bank loan tenure is up to 10 years and the interest rate starts from 3%. We will find the best rate according to your profile.

Usually, it takes 3-7 days to know if the loan can be processed. Some banks respond within 3 days and some in 2 weeks.

Let us help you check your CTOS report for free, and this will speed up the application process.