Your Trusted Bank Loan Specialists

✔ Reduce your monthly commitments by up to 80%

✔ Access to competitive interest rates starting from ~3%

✔ Approval assistance for applicants previously rejected by banks

Three men in formal attire standing on a stage in front of a large screen. One man is receiving an award from another. The screen displays the words "OUTSTANDING SME" and a logo for "Intelligent Consultancy." There is a trophy and a lion statue on a
Group of five people standing on stage at an awards ceremony, holding plaque and wearing medals or sashes, with a large screen behind them displaying text about being an award recipient.
Group of five men standing on stage at an award ceremony, with a large screen behind them displaying 'Congratulations' and the company name 'Intelligent Consultancy (Intelligent Advisory Sdn Bhd)'. They are dressed in traditional Malaysian attire and
A group of nine individuals dressed in formal attire, standing together on an orange carpet at an awards event. They are smiling, some with fists raised, with a large backdrop displaying the text 'Prestige Brand Awards' and a laurel wreath design.
Group of young adults dressed in formal wear standing on a red carpet, holding a certificate and trophy, celebrating an achievement at an event or award ceremony.
Group of nine people dressed in formal attire, standing in front of a large illuminated sign that reads 'The 100 Most Influential'. Some are smiling and giving a thumbs-up, with one person holding a framed award.

Eligibility Requirements

✅ Must have an active bank loan OR credit card record for at least 6 months

❌ No overdue bank payments over 2 months / Not blacklisted (except for basic salary RM3,000+)

❌ Government sector applicants are not eligible (except for GLC employees)

If you meet the eligibility requirements,
kindly fill in the form or contact us via WhatsApp

➤ Get your CTOS report and free consultation within 1 hour

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